{"id":1559,"date":"2018-02-08T10:08:23","date_gmt":"2018-02-08T02:08:23","guid":{"rendered":"https:\/\/www.hiredchina.com\/articles\/2018\/02\/08\/e-commerce-scam-robs-alipay-user-of-rmb-70000\/"},"modified":"2024-12-30T19:58:16","modified_gmt":"2024-12-30T11:58:16","slug":"e-commerce-scam-robs-alipay-user-of-rmb-70000","status":"publish","type":"post","link":"https:\/\/www.hiredchina.com\/articles\/e-commerce-scam-robs-alipay-user-of-rmb-70000\/","title":{"rendered":"E-Commerce Scam Robs Alipay User of RMB 70,000"},"content":{"rendered":"

After working in the city of Haining in Zhejiang province for over 3 years, 28-year-old Mrs. Luo decided to treat herself with a new belt online. She went ahead with the purchase on July 24th and checked the package delivery status the following day which<\/p><\/blockquote>\n

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After working in the city of Haining in Zhejiang province<\/a> for over 3 years, 28-year-old Mrs. Luo\u00a0decided to treat herself with a new belt online. She went ahead with the purchase on\u00a0July\u00a024th and checked the package delivery status the following day which showed that reception had already been confirmed by someone else. She checked with the officer of her building who was on duty that day and was told that nothing had been delivered yet.<\/p>\n

“What’s going on!?\u201d Mrs. Luo thought, confused about the situation. She called the online seller in hope of getting some answers, but she was quickly redirected over to the express courier company that handled the delivery of her belt. Meanwhile, someone claiming to be a third-party customer service representative contacted Mrs. Luo about her unfortunate situation<\/a> with the following message: \u201cWe’re sorry to inform you that your package has been lost. To compensate you for your loss, we\u2019d like to offer you one of the following two options: (1) We will return three times the amount you initially paid back into your account, or (2) we will send you a new belt free of charge.”<\/p>\n

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Mrs. Luo chose the\u00a0first compensation\u00a0option\u00a0and opted to be reimbursed three times the amount she paid. The so-called customer service rep sent her a friend request on WeChat which she subsequently accepted. Once the two were connected, the representative messaged\u00a0a link to help settle the claim;\u00a0however, the compensation indicated was now twice the amount that the user had originally paid, not three times as they had first agreed. Nonetheless, Mrs. Luo clicked without any notice\u00a0and was led to an\u00a0interface\u00a0that\u00a0required\u00a0real name\u00a0authentication. Thinking this process was legitimate, she inputs her name, ID card number and other personal information as requested.<\/p>\n

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As she reached the last step towards receiving her compensation (or so she thought), the platform asked her to input her account\u2019s verification code which would have given them full access to her money via Alipay. All of sudden, Mrs. Luo began to question everything.\u00a0“Why would they\u00a0need my verification code?\u201d she wondered.\u00a0\u201cOnce I send the code, they can take my money via Alipay.”<\/p>\n

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With this verification code still on hold, the customer service representative began pressing her to send it. He called multiple times and whenever she did answer, Mrs. Luo lied and said that she had too much going on at work. The representation continued to message her until one day, Mrs. Luo logged into her Alipay account and noticed that RMB 69,800 had gone missing. She felt an immediate sense of panic rush through her as she began to realize that she had been dealing with a swindler this whole time. She acted quickly by blacklisting the representative and called the police.<\/p>\n

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The\u00a0investigation\u00a0conducted by\u00a0the police found that\u00a0Mrs. Luo\u2019s\u00a0money had been\u00a0transferred\u00a0to a ‘small bag’ and was in hiding, but had not yet been\u00a0transferred to the swindler’s account. The police reset Mrs. Luo’s password and transferred the money back to her Alipay account. On July\u00a027th, Mrs. Luo’s package\u00a0finally\u00a0arrived.<\/p>\n

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How on earth did this happen?<\/b><\/span><\/p>\n

When Mrs. Luo filled in her personal\u00a0information using\u00a0the link\u00a0that she\u2019d been sent, the cybercriminals used it to\u00a0access her Alipay\u00a0account and transferred her money into what can be referred to as ‘small bag\u2019 – a place where money is stored until further verification. But without Mrs. Luo\u2019s\u00a0payment password and verification code, the money couldn’t be transferred out\u00a0which explains why the \u201crepresentative\u201d\u00a0harassed\u00a0Mrs. Luo\u00a0with multiple phone calls.<\/p>\n

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Prevention<\/b><\/span><\/p>\n

Any of the following circumstances should help you determine whether an unsolicited or suspicious message sent by a third party can be deemed fake or not:<\/p>\n

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  1. \n

    Anyone who declares him- or herself to be\u00a0a\u00a0public security operator and\u00a0requests a money transfer to be made.\u00a0Never, ever, EVER share your personal and banking information with someone you do not know or trust.<\/p>\n<\/li>\n

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    Some who requests\u00a0money\u00a0to be transferred\u00a0to a ‘safe account\u2019, which is a code word for basically \u201cfraud\u201d. Do not trust it and hang up on \/ report the user.<\/p>\n<\/li>\n

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    Someone who requests\u00a0personal and\/or bank card information.<\/p>\n<\/li>\n

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    Someone who sends you a strange link that requires you to fill in\u00a0your personal information. Delete the link.<\/p>\n<\/li>\n

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    Beware that some fraudsters can speak English\u00a0and\u00a0may pretend to\u00a0either\u00a0be an\u00a0immigration officer or a government official\u00a0who is\u00a0calling\u00a0you to inquire about\u00a0your banking\u00a0information\u00a0or personal details.\u00a0Although there are legitimate cases when a real official of the Chinese government may call you, be very careful with the type of information you decide to share. When in doubt, you can also\u00a0continue the conversation via\u00a0text\u00a0messages so you may ask\u00a0them additional\u00a0professional questions\u00a0to verify their identity.<\/p>\n<\/li>\n<\/ol>\n

    Source :\u00a0\u5357\u65b9\u65b0\u95fb\u7f51\"GICA.jpg\"\"GIC2.jpg\"<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"After working in the city of Haining in Zhejiang province for over 3 years, 28-year-old Mrs. Luo decided to treat herself with a new belt online. She went ahead with …","protected":false},"author":1,"featured_media":25558,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[22],"tags":[60,3577,353,306,29,34],"class_list":["post-1559","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-china","tag-e-commerce-scam-robs-alipay-user-of-rmb-70","tag-e-china-cities","tag-hiredchina","tag-jobs","tag-jobs-in-china"],"_links":{"self":[{"href":"https:\/\/www.hiredchina.com\/articles\/wp-json\/wp\/v2\/posts\/1559","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hiredchina.com\/articles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hiredchina.com\/articles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hiredchina.com\/articles\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hiredchina.com\/articles\/wp-json\/wp\/v2\/comments?post=1559"}],"version-history":[{"count":1,"href":"https:\/\/www.hiredchina.com\/articles\/wp-json\/wp\/v2\/posts\/1559\/revisions"}],"predecessor-version":[{"id":25559,"href":"https:\/\/www.hiredchina.com\/articles\/wp-json\/wp\/v2\/posts\/1559\/revisions\/25559"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hiredchina.com\/articles\/wp-json\/wp\/v2\/media\/25558"}],"wp:attachment":[{"href":"https:\/\/www.hiredchina.com\/articles\/wp-json\/wp\/v2\/media?parent=1559"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hiredchina.com\/articles\/wp-json\/wp\/v2\/categories?post=1559"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hiredchina.com\/articles\/wp-json\/wp\/v2\/tags?post=1559"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}